Customer photographing their own car with a phone

INSURANCE · UNDERWRITING

Risk accepted or declined, with the reason, ready.

Inspection report, score and decision delivered to the insurer, with the inspection done on the customer's phone or through a live video inspection with a Planetun analyst. For auto, P&C (property and casualty) lines, agribusiness, equipment and commercial.

What you get, finished.

The decision

Risk accepted, declined or referred, with the inspection report, without your team opening the inspection.

The reason

Every decision comes with the signals and the evidence that weighed in.

Who answers for it

What takes judgment goes through the Planetun underwriting desk, and the desk answers for it.

Two channels, one standard.

  • Self-inspection

    The customer does it on their phone in 12 guided steps. AI validates angle, lighting, VIN and dashboard on the spot.

  • Balcão, by live video

    A Planetun analyst runs a live video inspection, on demand or scheduled, with video audit.

Same inspection report, same standard, all over Brazil, with no adjuster in the field.

Self-inspection guided on a phone
WHO DECIDES HERE

Who decides here: the VIA agents.

Every inspection goes through the agent pipeline (license plate, VIN, image, document, anti-fraud, history) and through VIA Score, trained on your operation. Clean cases close on their own. The adjuster gets only what takes judgment, with the reasons already attached.

Fraud lives in the combination.

  • Context and risk

    Geofencing, the vehicle's history with the insurer and with Planetun, previous declines.

  • Capture

    Photo of a photo, repeated image, deleted photo, unauthorized device.

  • Behavior

    Unusual timing, mismatched GPS, device switched in the middle of the inspection.

Identity validation by facial recognition on a phone
PlatformDone for you

Run it with your own underwriting desk using our products, or get the finished decision from ours. Your choice.

Clients

Brazil's largest insurers and lenders make decisions with Planetun.

Porto Seguro
Tokio Marine
Mapfre
Yelum
Zurich
Sompo
Sura
Brasilprev
Chubb
Banco Pan
Banco BV
HDI
Bradesco Seguros
Creditas
Suhai
Allianz
BB Seguros
Youse
Exalt
Arc4
Porto Seguro
Tokio Marine
Mapfre
Yelum
Zurich
Sompo
Sura
Brasilprev
Chubb
Banco Pan
Banco BV
HDI
Bradesco Seguros
Creditas
Suhai
Allianz
BB Seguros
Youse
Exalt
Arc4
THE CHAIN

Who delivers this result.

Planetun Orquestrador

Routes vehicle and property inspections to service providers by the rules you set, with a standard inspection report and a single integration.

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Planetun Studio

You build the inspection, assistance and claims apps and start using them in minutes.

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Planetun VIA

You build the underwriting rules with the VIA agents and get the decision with the reason.

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Planetun

Let's talk about your operation.