AUTO-SECURED LENDING
We validate the vehicle backing the loan, whether at a dealership or in a person-to-person sale, and if the contract goes wrong, we record every repossession step with AI comparing the photos.
The asset validated at origination
The vehicle's condition recorded before the loan is released.
Person-to-person financing (C2C)
The seller records the vehicle on a phone. The bank gets the inspection report and closes the loan with the collateral validated.
The asset protected at repossession
Every step of the voluntary surrender recorded with photos.
End-to-end trail
Who did it, when, and what condition the asset was in.
The same self-inspection and Balcão model insurers use validates the asset pledged as collateral: photos, documents, liens and anti-fraud in real time, before the money goes out.
When one individual buys a vehicle from another with bank financing, Jornada C2C sends the seller a link to record the car on their phone, under the bank's brand. AI validates photos, documents and liens on the spot, and the bank gets the inspection report and the assessment to close the loan with the collateral already validated.
All integrated with the bank's system: assessment, PDF inspection report and the location of every photo, with no site visit and no queue.
Asset inspection
The customer records the vehicle's condition.
Pickup
The tow driver confirms the condition with photos.
Delivery to the yard
The arrival is recorded with photos.
The agent compares the photos from each step and approves, or holds, the pickup and transport.
